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US interest rate auction bank loan rate rise투자관련 정보/대출 2019. 9. 17. 13:43
As the US Federal Reserve (Fed) decides to raise interest rates by the Federal Open Market Committee (FOMC), lending rates at domestic banks are expected to increase rapidly. According to the Bank Association on the 22nd, the COFIX rate, which is the benchmark for banks' interest rate mortgage loans, rose for the sixth consecutive month, recording 1.75% (based on balance) last month. The 5-year ..
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Comparison of mortgage rates투자관련 정보/대출 2019. 9. 17. 09:24
According to the Bank of Korea, as of the end of the first quarter of this year, the total household credit (household loan + sales credit) balance reached a record high of 1099 trillion won. This is because the government has eased regulations on mortgage rates (LTVs) and total debt repayment rates (DTIs), creating an environment that makes borrowing easier and more money than ever before. In t..
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It is advantageous to have a mortgage lending to a falling interest rate.투자관련 정보/대출 2019. 9. 16. 20:54
Mortgage lending rates are falling due to the Bank of Korea's cut in interest rates and the launch of the new balance co-fix. There is a prospect that the standard rate will fall one more time this year, so people ahead of the sale are thinking about the best time. In addition, people who have received mortgage loans many years ago can benefit from the interest savings by simply changing their h..
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A good way to get a mortgage discount투자관련 정보/대출 2019. 9. 16. 20:51
When is the cost of an apartment burden? The most burdensome thing would be when the principal is repaid after the deadline. Interest is less burdensome during the term, When the principal situation is over and the repayment period is over, it is inevitable to be burdened. However, if you can't afford to repay the interest by repaying the principal, the only way is to get a discount. Interest ra..
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Check card household loan preferential rate투자관련 정보/대출 2019. 9. 16. 20:48
The maximum difference in household loan preferential rates between credit and debit card users is up to six times. According to the 'current status of household loans' preferential interest rates of household banks, submitted by the Financial Supervisory Service, the New Political Democratic Union member of Theological Seminary on the 10th, the credit card preferential interest rate of the seve..
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More than half of P2P financial users change their lending rates투자관련 정보/대출 2019. 9. 16. 20:45
More than half of P2P loan users have already borrowed from commercial financial institutions and knocked on P2P loans to transfer loans at relatively low interest rates. P2P credit company Eight Percent (8PERCENT) surveyed customers using its credit loans on the 28th, and 58.4% of the respondents answered that they chose loan loans when asked about their main loan purpose (hereinafter, multiple..
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Which bank has the best interest rate?투자관련 정보/대출 2019. 9. 16. 20:42
After leaving the company and playing around, I finally reported my business owner. I received an apartment plant for my new business. The space is about 60 pyeong, but the actual pyeong is about 30 pyeong. Those who do not use it, such as rental businesses, prefer lower floors, but they chose high floors for long-term use. Like the apartments, the higher floors are slightly more expensive than ..
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Economic outlook and financial strategy for the second half of 2019재미난거 2019. 9. 14. 14:33
The current global economic environment is a mess. In particular, it is true that the economic impact of hitting the direct bomb in accordance with the external economic situation is much more. At present, the US-China trade war is getting into the labyrinth. Thus, the uncertainty of the global economy is only getting bigger. In the US, if someone first raises the tariff barrier, the other count..